Ladder Referral Program Review

Vertical: Insurance
Models: CPL
Payout: $50 - $1000 per qualified referral


Ladder uses innovative technology and design to make life insurance accessible to everyone. By joining the Ladder Referral Program, you can earn up to $1,000 by sharing Ladder with friends. Right now, it’s limited to people who live in California, but Ladder is working hard to expand it in a bid to grow the Ladder community. If the Ladder affiliate program is expanded beyond California, you will get all the updates on the official website.


About Ladder

Easy, intuitive, affordable, and human – that’s what Ladder is. They are using technology and design to make life insurance accessible to everyone. Ladder is a fast-growing company solving a big problem: to close the $16T coverage gap in the US. The architecture behind Ladder is world-class. Ladder has partnered with Fidelity Security Life Insurance Company to issue the LadderLife™ policies and to reinsure the policies with Hannover Life Reassurance Company of America. Watch this video to know why Ladder is different:


Ladder Referral Program

After joining the Ladder Referral Program, you need to send your unique referral link to your friends. When they get a Ladder offer, you get paid and so do your friends (if they live in California). You can earn $50 for each friend you refer. Referrals are paid when your friend receives an offer for coverage. Ladder will keep paying you up to the maximum of $1,000. People aged 20-60 years are eligible to apply to this referral program. Your friends who live in California will also get $10 when they apply. If approved, your friend also gets to take care of their loved ones with a life insurance product.

Commission Rates

$50 – $1000 per qualified referral

Why Join Ladder Affiliate Program?
  • Generous commissions
  • Innovative product
  • Chance to earn up to $1000
  • No payment thresholds


Frequently Asked Questions

Do You Need a Ladder Insurance Policy to refer people?

No, you don’t. If you know people who would love Ladder, just create an account and start referring.

How long does Ladder take to process a payment?

Ladder uses PayPal to process all the payments. Typically, it takes 1-3 weeks.

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